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Humber College Partners with Applied to Empower the Next Generation of Brokers Partnership to equip aspiring insurance professionals with real-world technology experience through Property and Casualty graduate certificate program Applied Systems Reveals 2021 Digital Technology Adoption Survey Results Amongst UK Insurance Brokers Annual independent broker survey reports adoption of digital technology on the rise year over year IVANS Index November 2021 Results Released Year-over-year average premium renewal rates remain positive for the majority of commercial lines while month-over-month rates experience variable changes Applied Releases Canadian Commercial Lines Innovation Latest release of Applied Policy Works further connects and automates the commercial lines workflow Applied Adds Percayso Inform to its Platform Partnership to provide brokers data enrichment services to improve quoting and customer experience RH Insurance Delivers Digital Customer Experience with Applied Technology Start-up brokerage leverages digital technology to create a seamless customer experience Applied Releases Commercial Lines Premium Rate Index Findings for Q3 2021 Year-over-year average premium rates remain positive while quarterly rate changes experience downturn across most major commercial lines Applied Epic Experiences Significant Year over Year Adoption among Growth-Focused Brokers Growth driven by broker demand for innovative technology that delivers greater productivity, simplicity, intelligence and value IVANS Index October 2021 Results Released Month-over-month average premium renewal rates across major commercial lines experience variable changes, while majority remain up year over year Applied Systems Reveals 2021 Digital Technology Adoption Survey Results Among US Insurance Agencies Annual independent agent survey reports adoption of digital technology on the rise year over year Lussier Dale Parizeau to Digitally Transform with Applied Enhancing Automation for Personal and Commercial Lines Piton Insurance Group Selects Applied Marketing Automation Growing insurance agency incorporates integrated marketing campaigns to more effectively communicate with new and current clients Applied Systems Recognized in 2021 InsurTech 100 List by FinTech Global Company receives recognition as one of the world’s most innovative providers of digital solutions for the insurance industry Applied Rating Index Q3 2021 Released National Personal Auto premium rates decreased while Personal Property rates increased in all provinces year over year Latest EZLynx Innovation Released Most recent release further enhances automation to drive simplicity, ease and value for independent agencies IVANS Index Q3 2021 Results Released Nearly all major commercial lines of business experienced quarterly increases in average premium renewal rate Certificial Joins IVANS Distribution Platform Partnership to enable submission and quoting within the certificate management system Unqork Partners with IVANS Distribution Platform Partnership to accelerate insurer implementation and time to market through a no-code platform IVANS Recognizes Agencies, Insurers and MGAs Advancing the Digital Ecosystem of Insurance 2021 IVANS Connected and Digital Insurer awards honor companies for excellence in connectivity and automation Rand & Fowler Insurance Enables Digital Transformation with Applied Leading Vancouver-based independent insurance brokerage to automate personal and commercial lines policy lifecycles PTL Insurance Brokers Selects Applied Digital Agency Technology to Drive Business Growth Independent brokerage to automate manual processes and provide an efficient digital experience Raw Material Cover Rapidly Adopts Applied Epic to Meet Growth Goals Waste & Recycling Specialist broker selects world’s most widely used management system to expand and future-proof their business Groupe Jetté Assurances Selects Applied to Digitally Transform its Broker Affiliate Network Independent insurance brokerage network to leverage digital brokerage software to connect corporate and brokerage partners IVANS Index August 2021 Results Released Average premium renewal rates continue to fluctuate across major commercial lines month over month, majority up year over year Willis Towers Watson Partners with Applied to Enhance Real-Time Pricing Collaboration to enhance insurers’ pricing and go-to-market strategies through Radar Live Auto-Owners Insurance Expands Relationship with IVANS to Support Digital Distribution Strategy Leading insurer to market products directly in agencies’ commercial lines workflows William A. Smith & Son, Inc. Digitizes Insurance Application Process with Indio Long-standing agency automates paper-driven application process to provide simple, efficient digital experience Applied Announces New Innovation across Benefits Product Portfolio Company doubling down investment into benefits market to drive greater connectivity and automation for benefits brokers Applied Launches Fully Browser-Native Version of Applied Epic New, open architecture of Applied Epic to enable greater choice, flexibility and operational efficiency via browser-based platform Applied Expands Epic Quotes to Support Commercial Lines Industry’s first integrated small commercial quoting application supported by the IVANS Distribution Platform to automate commercial lines quoting experience Applied Systems Announces 2021 Pinnacle Award Winners Top customer recognition for technology innovation, business success and partnership in the digital ecosystem of insurance Applied Net 2021 Opens its Digital Doors to the Largest Online Gathering of Insurance Professionals Four-day conference brings industry together to discuss innovations driving the digital ecosystem of insurance Applied Releases New Applied Marketing Automation Innovation New capabilities to provide more automation and content choice for sales and marketers to target the right audience with the right message at the right time IVANS Acquires Ask Kodiak Strategic acquisition to accelerate commercial lines digital distribution Kerr Group Insurance Unlocks Digital Capability with Applied Northern Ireland-based broker to benefit from consistent workflows across multiple locations whilst delivering digital experiences for staff and customers IVANS Index July 2021 Results Released Average premium renewal rates experience uptick across most major commercial lines month over month Applied Releases Commercial Lines Premium Rate Index Findings for Q2 2021 Average premium rates increased across all major commercial lines Applied Rating Index Q2 2021 Released National Personal Auto and Personal Property premium rates show variable changes in all provinces year over year IVANS Index Q2 2021 Results Released Nearly all major commercial lines of business experience quarterly increases in average premium renewal rate Rigby Financial Selects Applied Epic to Drive Business Growth Independent insurance broker selects world’s most widely used broker management system to automate operations and eTrading Relay Platform Connects to IVANS Distribution Platform Electronic Quoting and Proposal Automation specialist partners with IVANS to increase speed to quote for P&C agents Applied Systems Expands Applied Epic for Salesforce to Support Benefits Brokers Summer ’21 release to expand support for P&C and Benefits brokers to manage book of business across more lines of business Bold Penguin and IVANS Distribution Platform Announce Partnership Insurtech Bold Penguin connects with IVANS Distribution Platform to provide agency customers access to more markets Coterie Expands Market Opportunities with IVANS Distribution Platform Managing general agent to gain access to largest network of independent agents for commercial lines marketing and sales distribution Applied Announces SNAP Premium Finance as Latest Integration Partner Integration partnership to deliver premium financing via Applied Epic for Canadian brokerages IVANS Index May 2021 Results Released Average premium renewal rates remain up across most major commercial lines year over year, down month over month Applied Systems Names Tom Needs as CEO of Applied Systems Europe Technology industry leader joins Applied to lead European business CoEfficient Underwriters Selects IVANS in Support of Digital Distribution Strategy Workers Compensation Program Administrator to automate appetite communications and market products to industry’s largest network of independent insurance agencies Applied Awarded the Diversity Mark Accreditation recognises company commitment to advancing Gender Diversity in the workplace Applied Maintains Strong Ranking Among Top Software Houses in 2021 Insurance Times eTrading Survey Results driven by high scores in usability & trading ease and system reliability in broker management system Wawanesa Partners with Applied for Payment Connectivity Integration enables direct bill payment from Applied CSR24 to the Wawanesa payment portal IVANS Index April 2021 Results Released Average premium renewal rates experience uptick across nearly all major commercial lines Applied Announces Strong 2020 Results; Growth Driven by Growing Applied Epic User Base Results driven by increased investment in R&D, driving accelerated adoption of Digital Broker technologies to broader U.K broker market Applied Releases Latest Commercial Lines Innovation Latest release of Applied Policy Works further automates the commercial lines workflow and enables exceptional customer experiences Applied Releases Commercial Lines Premium Rate Index Findings for Q1 2021 Average premium rates decreased across all major commercial lines Applied Releases Premium Rate Index Findings for Q1 2021 Across Canada, Personal Property premium rates increased while Personal Auto rates dropped year over year IVANS Index Q1 2021 Results Released Nearly all major commercial lines of business experience increase in average premium renewal rate quarter over quarter SLB Insurance Group Selects IVANS to Automate Distribution Commercial lines wholesaler to automate appetite communications to the largest network of independent insurance agencies Applied Honored in Insurtech Awards 2021 by Capital Finance International Award recognizes excellence and best-in-class practices, as well as new transformative business models and approaches in the insurance industry Edge Mutual Insurance Company Partners with Applied to Enable Automated Commercial Lines Quoting Leading Ontario mutual to increase cycle time and create ease of doing business with brokers through greater connectivity Guild/HMS Insurance Group Partners with Applied to Digitally Transform Leading Manitoba-based brokerage to leverage open technology for greater connectivity to industry partners Applied Systems and Applied Client Network Announce Virtual Applied Net 2021 Registration now open for the world’s largest virtual gathering of independent insurance agents, brokers, insurers and MGAs Applied Systems Releases Applied Epic 2021 Latest release of the world’s most widely-used management system further enhances automation, deepens integration with Applied portfolio and expands benefits capabilities IVANS Index February 2021 Results Released Average premium renewal rates continue to fluctuate across major commercial lines Applied Systems Completes Acquisition of EZLynx Combined organization to increase innovation and connectivity for independent agencies of all sizes IVANS Index January 2021 Results Released Average premium renewal rates continue to fluctuate across major commercial lines Patterson & Associates Digitally Transforms with Applied Independent insurance agency to seamlessly connect staff and customers through an open management system and mobile customer service technology IVANS Reveals Findings from Latest State of Agency-Insurer Connectivity Report Survey indicates increased demand for greater connectivity across the distribution channel to increase transparency and value for all stakeholders Central Agencies Ltd. Builds Digital Broker Strategy with Applied West coast brokerage to extend their commercial growth strategy by digitally connecting staff, insureds and insurer partners Applied Releases Commercial Lines Premium Rate Index Findings for Q4 2020 Average premium rates increased across all major commercial lines IL Group Selects Applied to Enable Digital Transformation Independent insurance agency to automate operational workflows and digitize the submissions experience Applied Systems Enters Into New Partnership with Google to Enhance Cloud Technologies Google Cloud’s technologies, tools, products and services will now be fully integrated across Applied’s product portfolio Applied Releases Premium Rate Index Findings for Year-End and Q4 2020 Across Canada, Personal Property premium rates increased while Personal Auto rates dropped year over year Applied Launches Latest Release of Applied Epic for Salesforce New release features tighter integration with Salesforce to enable agencies to more easily manage and organize their data and automate renewals BTIS to Automate Distribution with IVANS Commercial lines insurer to automate appetite communications and market products directly in agencies’ daily workflows IVANS Index Q4 and 2020 Results Released Insurance industry premium renewal rate experiences uptick across nearly all major commercial lines products Applied Systems to Acquire EZLynx Strategic acquisition to expand portfolio of agency management and rating technologies, driving greater automation and connectivity for agencies of all sizes

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