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The MacCormack Agency Drives Growth with Applied Marketing Automation Family-owned, full-service insurance agency implements integrated marketing campaigns to grow business with new and existing customers Salvador Insurance Agency Selects EZLynx for Single Source of Truth and Enhanced Reporting Independent agency enables easy access to all business and customer data within a single system Ivans Reveals Latest Findings from Annual Agency-Carrier Connectivity Trends Report Survey indicates continued demand from agents for a more technologically connected insurance ecosystem despite carriers craving personal interactions Ivans Index November 2024 Results Released Renewal rates for all major commercial lines of business, except Workers’ Compensation remain up year over year; rate change variable month over month Insurance Center, Inc. Selects Applied Pay to Enhance Premium Payment Processes Midwest-based independent agency utilizes natively integrated payments solution to make collecting payments easier for clients and staff Applied Releases Commercial Lines Premium Rate Index Findings for Q3 2024 Year-over-year average premium rates decreased across the most commonly placed commercial lines of business; average premium rates experienced variable change quarter over quarter Anglin Insurance Group Digitizes Its Business with EZLynx Multi-generational agency utilizes all-in-one management system to transition from paper-based processes to automated workflows Ivans Index October 2024 Results Released Average premium renewal rates of all major commercial lines of business down month over month Applied Launches New Epic Quotes Commercial Lines in Canada Multi-insurer commercial rating solution natively embedded in Applied Epic to accelerate quoting workflows for top-line revenue growth and operations efficiency Applied Rating Index Q3 2024 Released National Personal Auto and Personal Property premium rates continue to increase in all provinces year over year VT Insurance Agency LLC Selects Applied Digital Agency to Optimize Niche Commercial Lines Workflows Nation's leading aerial application drone agency leverages integrated and customizable technology across the policy lifecycle to manage its bottom line Ivans Index Q3 2024 Results Released Renewal rates for all major commercial lines of business, except Workers’ Compensation remain up year over year; rate change variable quarter over quarter White & Associates Insurance Selects Tarmika to Simplify Commercial Lines Remarketing Southern-based agency to use Tarmika to increase staff efficiency in small commercial quoting Applied Systems, Ivans and EZLynx Recognized in the 2024 PropertyCasualty360 Insurance Luminaries Awards Company and its subsidiaries honored for its technology innovation and inclusive workplace culture Stere Integrates with Ivans Distribution Platform to Deliver Access to its Commercial Lines Distribution Network API-as-a-Service solution connects to the Ivans platform and enables greater access to carriers and MGAs for commercial lines quoting Applied Announces New Innovation Across Its Digital Agency Portfolio Recent investments usher in the next generation of insurance with increased product connectivity, automated workflows, and modernized user experiences Applied Announces the Launch of New AI-Powered Renewals and Prospecting Solution Applied Book Builder to enrich commercial risk profiles, identify cross-sell opportunities at point of renewal, and receive market placement recommendations Applied Systems Announces 2024 Pinnacle Award Winners Top customer recognition for technology innovation, business success and partnership in the Next Generation of Insurance Applied Launches New Epic Quotes Commercial Lines Industry-leading, multi-carrier commercial rating solution natively embedded in Applied Epic to accelerate quoting workflows for top-line revenue growth and operations efficiency Applied Pay Integrates with Leading Premium Financing Companies to Deliver Advanced Financing Options at Checkout Unique at-checkout payment workflow transforms how agents and insureds underwrite and secure premium financing EZLynx Announces Latest Innovation Across Product Portfolio Interactive personal lines quote proposals, enhanced reporting, and all-new AI capabilities revealed at Applied Net 2024 Ivans Celebrates 2024 Spark Awards Winners at the Opening of Ivans Connect Ivans celebrates carriers and MGAs for igniting innovation and advancing connectivity that supports growth of distribution channel Applied and Applied Client Network Kick Off Their Award-Winning Applied Net Conference Four-day conference is the insurance industry’s premier event, bringing together agents, brokers, carriers, MGAs, and technology companies to discuss innovations fueling the Next Generation of Insurance Swarts, Manning & Associates, Inc. Partners with Applied to Enable End-to-End Policy Lifecycle Across its P&C and Benefits Business Rapidly growing independent agency migrates to a single, unified technology platform with Applied Digital Agency Ivans Index August 2024 Results Released Average premium renewal rates of nearly all major commercial lines of business down month over month Martin Insurance Group Selects Applied Digital Agency to Strengthen Business Operations Colorado-based insurance agency migrates to Applied Digital Agency to create standardized, digital policy workflows across its P&C business Cold Creek Insurance Agency Selects EZLynx and Tarmika to Support Commercial Lines Business Newly opened independent agency jumpstarts business with all-in-one management system and integrated commercial quoting Applied Systems Announces New Applied Pay® Innovation Platform experiencing significant growth of 714% in premium dollars processed on the platform in last 12 months Skyline Insurance Selects EZLynx as Digital Foundation for Growth Newly launched independent agency builds business operations and selling and servicing workflows around EZLynx management system Applied Systems Honored as a 2024 Global 5-Star Insurance Technology Provider by Insurance Business Company recognized for delivering critical and innovative solutions to the insurance industry Dabbs Agency Drives Commercial Lines Growth with EZLynx Independent agency leverages single view of the customer and in-depth data insights to grow its book of business expanding into commercial lines Josslin Insurance Selects Applied Epic for a Single View of the Business to Support Long-Term Growth Ontario brokerage consolidates disparate systems to foster team efficiency and growth opportunities Boyd Insurance Services Selects EZLynx to Drive Next Stage of Growth Independent agency leverages all-in-one management system to boost agency efficiency and scale the business Morris & Garritano Insurance Simplifies Premium Collection Process with Applied Pay® California-based independent agency utilizes natively integrated payments solution to make collecting payments easier for staff Ivans Index July 2024 Results Released Average premium renewal rates of nearly all major commercial lines of business up month over month Applied Releases Commercial Lines Premium Rate Index Findings for Q2 2024 Year-over-year average premium rates decreased across the most commonly placed commercial lines of business; average premium rates experienced variable change quarter over quarter Wolff Insurance Agency Elevates Policy Renewal Strategy with EZLynx Independent agency automates policy renewal communications to enhance customer retention Applied Launches Epic Dashboards, All-New Embedded Data Analytics Capability Natively in Applied Epic New interactive data visualization capability transforms vital business performance data for specific agency roles Ivans Index Q2 2024 Results Released Renewal rates for all major commercial lines of business, except Workers’ Compensation remain up year over year; rate change variable quarter over quarter Applied Rating Index Q2 2024 Released National Personal Auto and Personal Property premium rates continue to increase in all provinces year over year Ivans Announces Latest Release of Distribution Platform Enhanced carrier dashboards increase visibility into agency submission trends and growth opportunities Applied Systems Acquires Planck Strategic acquisition to significantly expand and accelerate the delivery of AI capabilities across Applied’s global product portfolio Monroe Insurance Agency Consolidates Disparate Tools to All-in-One EZLynx Management System Independent agency leverages cloud-based management system to reduce data entry and enhance agency productivity and profitability Harbor One Insurance Agency Selects EZLynx to Create Strong Foundation for Future Growth Independent agency utilizes all-in-one management system to shift from paper-based operations to standardized digital workflows EZLynx Becomes a Leader in Agency Management Systems on G2 Grid Report Company recognition as Leader driven by customer reviews endorsing the all-in-one platform for ease of use, accessibility, and inclusiveness Applied Systems, Ivans, and EZLynx Awarded Gold in 2024 Golden Bridge Awards® Company and its subsidiaries win a series of Gold Globee® awards across categories focused on company, product, and workplace excellence Applied Systems Earns Great Place To Work in the US Certification™ Company receives prestigious award based entirely on the experience of current employees EZLynx Announces New Agency Management System Innovation in Latest Product Release Recent investments drive growth and retention with automated commercial cross-sell insights and renewal management Chesapeake Employers Insurance Expands Automated Claims Servicing with Ivans Insurer implements Claims download to increase visibility into claims processes and ease of doing business with agency partners Ivans Index May 2024 Results Released Majority of average premium renewal rates of major commercial lines of business up month over month EZLynx Launches Automated Renewal Quoting New automated remarketing feature helps agencies enhance customer retention at renewal The Insurance Store Selects Indio to Manage Commercial Lines Submissions Process Long-time Applied agency modernizes its P&C submission process to create a simple and efficient experience for staff and clients Applied Invests in Industry Symposiums for Brokers Across Ontario and British Columbia Industry events focus on addressing industry challenges including acquisition, retention, and upskilling of talent with technology that maximizes brokerage growth opportunities Ivans Announces Latest Release of Marketing Insights Solution New reporting capabilities empower carriers and MGAs with expanded insights into agency books of business for personal and commercial lines growth Wilson Insurance Agency Goes Digital with EZLynx Independent agency adopts all-in-one management system to transition from paper processes and archives to reduce E&O and create efficient digital processes. Ground Up Insurance Agency Selects EZLynx to Support Next Chapter of Growth Independent agency leverages all-in-one management system to create a strong business foundation and long-term growth The Hartwell Corporation Selects Tarmika to Digitize Commercial Lines Quoting Idaho-based agency to use Tarmika to increase efficiency for CL quoting Cypress Risk Partners, LLC Selects Applied to Automate Agency Operations Florida-based agency leverages Applied Digital Agency technology to standardize workflows and increase productivity across agency staff EZLynx Awarded G2’s Fastest Implementation Spring 2024 Badge Company receives recognition in G2’s Spring 2024 Implementation Index for Insurance Compliance based on customer reviews and market leadership Garrett Insurance Agency Consolidates Systems to Create Simpler Experience with EZLynx Family-owned independent agency leverages all-in-one management system to develop internal efficiency and agency growth Applied Releases Commercial Lines Premium Rate Index Findings for Q1 2024 Year-over-year average premium rates experienced variability while quarterly rate change decreased across the most commonly placed commercial lines of business Arch Insurance Goes Live on Applied Systems Commercial Lines Panel New Property Owner’s product now live and available to trade Ivans Index April 2024 Results Released Average premium renewal rates of nearly all major commercial lines of business down month over month Applied Ranked First on G2’s Agency Management Provider List Company tops the Momentum Grid Report for fourth consecutive quarter driven by customer reviews endorsing usability, efficiency, and versatility of Applied Epic Citizens Property Insurance Corporation and EZLynx Deliver Citizens Appointed Agents Access to Next-Generation Rating Solution Florida agents to receive no-cost access to market-leading EZLynx Rating Engine to quote home and dwelling fire policies. Applied Systems and Bravo Networks Expand Partnership to Support Client Money Management in Applied Epic Bravo Networks to support Applied Epic brokers in handling client money for greater time and cost savings EZLynx Honored as a Bronze Stevie Award® Winner in the 2024 American Business Awards® EZLynx Management System is recognized as an impressive and innovative insurance solution Ivans Brings Home the Gold Stevie Award® in the 2024 American Business Awards® Company recognized for its innovation and achievements in the industry Applied Systems Honored as a Silver and Bronze Stevie Award® Winner in the 2024 American Business Awards® Company and Applied Pay recognized for innovation and achievements in the industry Applied Rating Index Q1 2024 Released National Personal Auto and Personal Property premium rates continue to increase in all provinces year over year Automated Insurance Inc. Selects EZLynx to Grow New Business Industry-leading automated loan payment concierge enters the insurance sector and leverages all-in-one management system to support effective cross-selling Colby Insurance Group Selects Tarmika to Streamline Commercial Lines Quoting Process New Hampshire-based agency to use Tarmika to increase small commercial quoting efficiency for staff as they navigate hard market conditions Compare HGV Enables Seamless Integration and Greater Market Coverage with Applied Epic HGV and Fleet Insurance specialist to consolidate disparate systems and expand coverage of small and large commercial risks EZLynx Launches Industry-First Quote By Text Innovation New quoting solution offering agencies new customer touchpoint and selling motion is now live Admiral William McRaven to Keynote Applied Net 2024 Retired U.S. Navy Four-Star admiral and the former Chancellor of the University of Texas System to share leadership insights from his latest book, The Wisdom of the Bullfrog: Leadership Made Simple (But Not Easy) Ivans Index Q1 2024 Results Released Average premium renewal rates for all major commercial lines of business except Workers’ Compensation remain up year over year; all rates up quarter over quarter Bright Insurance Services Revolutionizes Business Operations with EZLynx Utah-based independent agency utilizes all-in-one management system to enhance agency operations and better service customers Applied Systems Connects Coalition to Tarmika to Expand Agency Distribution of Active Cyber Insurance Specialty insurance to enable seamless quoting of Coalition's Cyber Insurance product Weinstein Insurance Embraces Digital Transformation with EZLynx Independent agency utilizes all-in-one management system to transition from paper-based processes to digitizing day-to-day workflows Mackoul Risk Solutions, LLC Integrates Applied Pay in a Single Day Niche, habitual real estate-focused agency selects Applied Pay to easily integrate digital payments into agency operations Pelican Coastal Insurance Selects EZLynx to Expand Digital Footprint and Growth Independent agency invests in all-in-one management system and website integration to cultivate customer relationships and expand online reach WA Group Partners with Applied to Streamline Agency Operations Employee-owned independent agency selects Applied Digital Agency to provide a single-user experience Insurance Unlimited of Louisiana Selects Applied Pay to Simplify Payment Processes Insurance Unlimited of Louisiana Selects Applied Pay to Simplify Payment Processes EZLynx Enhances CRM Solution with New Modern User Interface EZLynx Sales Center update strengthens and streamlines agency sales pipeline to close more business Arbuckle Insurance Group Selects EZLynx to Elevate Agency Performance Entrepreneurial agency leverages all-in-one management system to create efficient operational processes and enhanced quoting capabilities Insurtech Boston Announces Speaker Lineup Industry event returns to the Boston House of Blues to discuss AI, distribution, new tech and more Ivans Index February 2024 Results Released Average premium renewal rates of all major commercial lines of business up month over month Capitol Benefits, LLC Partners with Applied to Unify Technology Strategy Across its P&C and Benefits Business Maryland-based independent agency migrates to Applied Digital Agency to digitally connect the end-to-end insurance lifecycle in a single, seamless platform Haven Insurance Group Selects EZLynx to Leverage an All-in-One Platform Full-service independent agency brings all business functions across all lines of business into a single, integrated platform Applied Systems Recognized in Built In’s Esteemed 2024 Best Places to Work Awards Company earns five placements on Built In’s Best Places to Work List American Church Group of South Carolina, LLC Selects Applied Digital Agency to Grow the Business American Church Group of South Carolina, LLC Selects Applied Digital Agency to Grow the Business Pie Insurance Integrates with Ivans Download Integration enhances Pie partner experience through automated delivery of workers' comp policy information to agency management systems Ivans Index January 2024 Results Released Renewal rates for nearly all commercial lines up year over year; while nearly all experience decrease month over month Applied Systems Partners with Employee Navigator to Connect the Digital Roundtrip of Employee Benefits Partnership to provide a fully digitized quote to enroll solution for employee benefits brokers. Applied Systems and Applied Client Network Announce Applied Net 2024 Registration now open for multiple-award-winning conference for independent insurance agents, brokers, insurers, and MGAs Applied Rating Index Year-End and Q4 2023 Released National Personal Auto and Personal Property premium rates continue to increase in all provinces year over year Ivans Index Q4 and Year-End 2023 Results Released Insurance industry premium renewal rate experiences positive change across nearly all major commercial product lines Ivans Expands Marketing Insights Solution for Personal Lines Latest release of Ivans Marketing Insights introduces personal lines business insights and new reports for both commercial and personal lines of business Ivans Reveals Latest Findings from State of Agency-Carrier Connectivity Report Survey indicates increased demand for a more connected insurance ecosystem to increase productivity for all stakeholders

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