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Applied Systems Issues Statement in Response to Denial of Temporary Restraining Order in Delaware Chancery Court Applied Pay Wins Most Innovative Product at 2025 Best in Biz Awards Integrated digital payments platform recognized for transforming the payment experience for agencies and insureds Applied Systems Deepens Commitment to Customer Data Intelligence with Epic Dashboards Enhancements and New Administrator Certification Program New dashboards, streamlined navigation and hands-on product training enable agencies to strengthen interpretation, management, and use of their data Ivans Index November 2025 Results Released Renewal rates across commercial lines continue to fluctuate month to month but all lines except Workers’ Compensation still rise year over year Majority of Agent Respondents Say Real-Time Risk Appetite Information Is the #1 Factor in Carrier Selection in 2025 Insurance Agency-Carrier Connectivity Trends Survey Report Ivans’ 2025 Connectivity Report reveals agencies’ growing demand for automation and real-time data exchange with carriers Applied Systems Sues Comulate for Fraud and Misappropriation of Trade Secrets Applied Systems Named Best Insurtech at 2025 Insurance Business Canada Awards Recognition highlights Applied Systems’ innovation and leadership in transforming Canada’s insurance technology landscape Ivans Index October 2025 Results Released Commercial lines renewal rates show continued month-over-month variability; all up year over year except Workers’ Compensation Applied Systems, Ivans, and EZLynx Honored in 2025 TITAN Business Awards Company receives several awards across Business Technology Solutions category Applied Rating Index Q3 2025 Results Released Premium rates for Personal Auto and Property insurance continue upward year over year across all provinces Applied Systems, Ivans, and EZLynx Receive Recognition in 17th Annual Globee® Awards for Innovation Company and its subsidiaries win prestigious awards across technology advancement categories Ivans Index Q3 2025 Results Released Average premium renewal rates for all major commercial lines of business except Workers’ Compensation remain up year over year; nearly all rates down quarter over quarter Applied Expands Commercial Lines Capabilities for Canadian Brokers New enhancements streamline submissions and unlock more quotable business segments to help brokers make commercial business more profitable Surex Digitizes Operations with Applied Digital Brokerage Technology Growing brokerage in rural Alberta enhances automation across the policy lifecycle to save time for staff and enhance client service EZLynx Unveils Next Wave of Innovation in All-in-One Agency Management System Streamlined commercial lines submissions, enhanced AI capabilities, alongside new sales and marketing tools, are among key improvements announced at Applied Net 2025 Applied Systems Announces 2025 Pinnacle Award Winners Celebrating customer excellence in innovation, partnership and digital transformation Applied Systems Unveils Applied Insurance AI Advancements Insurance-specific AI solutions embed intelligence into agency workflows to drive productivity and profitability Innovation Powering the Intelligent Insurance Era Takes Center Stage at Applied Net 2025 Applied and Applied Client Network bring together more than 4,000 attendees from agencies, brokers, carriers, MGAs, and technology companies at four-day conference in Las Vegas Ivans Expands Ivans Insights™ to Deliver New Premium Insights New bound policy Benchmarks intelligence product unlocks a true market view of Homeowners and Dwelling Fire policies to help carriers make informed product decisions Ivans Celebrates 2025 Spark Award Winners at the Opening of Ivans Connect Ivans recognizes carriers and MGAs for igniting industry connectivity and value that supports the growth of the independent agent distribution channel Applied Systems Celebrates 40 Years of Supporting Irish Insurance Customer success, office opening, and commitment to innovation underscore continued focus on the Irish market Applied Recognized with Multiple Prestigious Awards for Workplace Culture and Industry Leadership Recognitions underscore the company’s commitment to fostering a culture of excellence, innovation, and employee success Insurance Services of Idaho Selects EZLynx to Automate Policy Renewals and Power Agency Growth Independent agency leverages EZLynx’s all-in-one platform to reduce manual workloads and focus attention on new business Applied Remains the Industry’s Leading Provider of Agency Management Systems According to Multiple Industry Lists Widespread use of Applied Epic across the nation’s top agencies demonstrates unmatched value brought on by intelligent connected workflows Shea Insurance Group Selects Applied Digital Agency to Manage P&C and Benefits Business Full-service start-up brokerage launches business built on a foundational management system with native capabilities to manage the end-to-end policy lifecycle across all lines of business Applied Systems Expands Applied Pay with Flexible Payment Options for Canadian Brokerages The latest enhancements enable brokers to elevate service delivery by offering customers more flexible and convenient options to pay their premiums Applied Systems Speeds Up Insurance Payments with New Check Processing and Digital Wallet Options Integrated Lockbox and expanded digital payment choices help agencies get paid faster and enable insureds to more easily pay premiums Applied Systems Acquires Cytora Strategic acquisition to extend AI capabilities across the digital roundtrip of insurance to reduce the time and cost incurred in the most critical insurance workflows Applied Systems Recognized as a Fast Company Top Workplace for Innovators Company recognized among global business leaders like Mattel, Johnson & Johnson, SoundCloud, SharkNinja, and more Ivans Index August 2025 Results Released Renewal rates continue to experience variable change month over month across commercial lines; all rates up year over year except Workers’ Compensation Floridian Choice Insurance Selects EZLynx to Simplify Quoting and Improve Agency Efficiency Independent agency chooses EZLynx’s all-in-one platform to eliminate system switching and repetitive data entry Latest Release of Epic Benefits Delivers Singular View of Benefits Account Details Consolidated Benefits Account Overview is the first wave of broader innovation for a reimagined native end-to-end Benefits management experience Applied Earns Dual Honors with SaaS Award and 5-Star Tech Provider Recognition Applied Epic wins SaaS Award in Business Intelligence category and receives Global 5-Star Tech Provider recognition from Insurance Business Ivans Index July 2025 Results Released Renewal rates experience variable change month over month across commercial lines; all rates up year over year except Workers’ Compensation Foundation Insurance Group Selects EZLynx to Centralize Agency Operations and Enhance Digital Presence Independent agency selects EZLynx’s all-in-one platform to generate online leads and seamlessly manage the customer through the policy lifecycle An Post Insurance Goes Live on Applied Connect to Improve Operational Efficiency and Digital Connectivity to the Widest Range of Insurers  Insurance intermediary selects personal lines management system to automate internal workflows, expand insurer options, and drive profitable growth. McCuddy’s Marine Insurance Partners with Applied to Promote Agency Growth Marine-focused agency selects Applied Epic to serve as a foundation for its newly launched business Applied Rating Index Q2 2025 Results Released National Personal Auto and Personal Property premium rates continue to increase in all provinces year over year Ivans Index Q2 2025 Results Released Average premium renewal rates for all major commercial lines of business except Workers’ Compensation remain up year over year; nearly all rates down quarter over quarter Ivans Bookroll Recognized in PropertyCasualty360’s 2025 Insurance Luminaries Collaborative automated book transfer solution celebrated for innovation in the property and casualty industry GTW Insurance Selects EZLynx to Unify Client and Business Data into a Single System Independent agency leverages EZLynx’s all-in-one system to enable greater visibility into the client journey and agency performance Applied Systems Recognized for Being a Great Place to Work Company receives second-year Great Place To Work in the US Certification™ and appearances on Fortune and Newsweek lists highlighting excellent workplaces Halkos Insurance Agency Turns to EZLynx for Seamless Personal Lines Quoting Independent agency selects EZLynx’s all-in-one platform to boost quoting efficiency and drive business growth Applied Systems Announces New Alliance Partnership FirstChoice joins Applied Partner Program to provide member agencies with opportunities for operational efficiency and digital experiences Louisville Kentucky Insurance Chooses EZLynx to Improve Client Experience and Retention Independent agency leverages EZLynx’s all-in-one platform to centralize daily tasks and client interactions Ivans Index May 2025 Results Released Renewal rates for all major commercial lines of business, except Workers’ Compensation remain up year over year; rate change variable month over month Martha Stewart to Keynote Applied Net 2025 Entrepreneur, bestselling author and Emmy award-winning television show host to share valuable lessons on business and leadership Granen Insurance Selects EZLynx to Support Growth across Personal and Commercial Lines Independent agency adopts all-in-one platform to keep a pulse on agency health to enable growth in its P&C book of business Cincinnatus Insurance Chooses EZLynx to Accelerate Multi-Carrier Quoting and Enhance Client Experience Independent agency adopts all-in-one system with leading integrated rating engine and quote-by-text tool to efficiently remarket and service clients Pioneer Insurance Agency Inc. Accelerates CL Quoting Workflows with Epic Quotes Commercial Lines Bank-owned insurance agency migrates to commercial rating solution to enhance the customer experience and drive growth in its insurance business with faster quote-to-bind service Applied Releases Commercial Lines Premium Rate Index Findings for Q1 2025 Year-over-year and quarter-over-quarter average premium rates decreased across the most commonly placed commercial lines of business Patriot Insurance Group Selects EZLynx to Optimize Personal Lines Quoting and Client Renewals Independent agency adopts all-in-one system with natively embedded personal lines quoting to enhance service efficiency and client retention Ivans Index April 2025 Results Released Renewal rates experience variable change month over month across commercial lines; all rates up year over year except Workers’ Compensation Applied Rating Index Q1 2025 Results Released National Personal Auto and Personal Property premium rates continue to increase in all provinces year over year Applied Epic Ranks Highest in G2’s Insurance Agency Management Systems Category for 20 Straight Quarters Applied’s foundational management system leads in overall ranking score, quantity of reviews, overall satisfaction score and overall market presence on the comparison review site EZLynx Receives Four Stevie Awards® in the 2025 American Business Awards® EZLynx management system recognized for driving agency efficiency and delivering impressive customer satisfaction Ivans Recognized with Two Gold Stevie Awards® in the 2025 American Business Awards® Company and Ivans Bookroll product honored for excellence and innovation Applied Systems Honored with Three Stevie® Awards in 2025 American Business Awards® Company, Applied Pay and Epic Quotes Commercial Lines recognized for innovation and achievements in the insurance industry Applied Announces New AI-Powered Accounting Automation Solution Directly integrated in Applied Epic, Automated Statements enables finance and accounting teams to pay producers and carriers faster by automating reconciliation workflows Bloom Realty and Insurance Chooses EZLynx to Simplify Customer and Prospect Data Management and Automate Policy Renewals Independent agency selects all-in-one system to ensure accurate renewal data and save time Ivans Index Q1 2025 Results Released Average premium renewal rates for all major commercial lines of business except Workers’ Compensation remain up year over year; nearly all rates down quarter over quarter Roach Howard Smith & Barton Selects Applied Pay to Digitize Premium Payments Texas-based insurance brokerage firm utilizes natively integrated payments solution to make collecting and reconciling payments speedier for staff Legacy Insurance Advisors Selects EZLynx as Its Agency Management System to Launch New Business Independent agency builds business on EZLynx’s all-in-one system to support customer acquisition and streamline organizational efficiency Insurance Pros of Central Arkansas Selects EZLynx to Modernize Operations and Enhance Client Service Independent agency adopts all-in-one management system to provide easy access to P&C information and serve more customers Nominations for 2025 Ivans Connected Agencies Awards Now Open Recipients honored for commitment to agency-carrier connectivity and realizing the full potential of the automated distribution and servicing offerings from their carrier partners Ivans Index February 2025 Results Released Average premium renewal rates of nearly all major commercial lines of business, except Commercial Auto, down month over month Merchants Insurance Group Connects to Tarmika and Ask Kodiak P&C carrier expands digital reach of product appetite and quoting. Applied Systems Shines in Built In’s 2025 Best Places to Work Awards Company dominates across Built In’s Best Workplaces rankings Applied Closed 2024 with More Agencies Selecting Applied Epic as Platform of Choice, Including 7 of Top 10 Largest Insurance Brokers Momentum driven by strategic investments in AI and automation to connect the end-to-end policy lifecycle via the Digital Roundtrip of Insurance Stowe Insurance Agency Selects EZLynx to Bring All Data and Processes into One System SIAA independent agency consolidates technology stack to EZLynx’s all-in-one system to drive staff efficiency and opportunities for premium growth Ivans Index January 2025 Results Released Renewal rates for all major commercial lines of business, except Workers’ Compensation remain up year over year; rate change variable month over month Applied Releases Commercial Lines Premium Rate Index Findings for Year-End and Q4 2024 Year-over-year premium renewal rates increase at a slower rate as most quarter-over-quarter premium rates decrease across the most commonly placed commercial lines of business Applied Systems and Applied Client Network Announce Applied Net 2025 Registration now open for multiple-award-winning conference dedicated to independent insurance agents, brokers, carriers, and MGAs EZLynx Launches New AI-Driven Capabilities to Enhance Agency Productivity, Customer Experience and Product Optimization Latest release of EZLynx Virtual Assist coming out of EZLynx’s AI Lab reduces time spent on manual servicing tasks and makes using the management system easier Applied Rating Index Year-End and Q4 2024 Released National Personal Auto and Personal Property premium rates continue to increase in all provinces year over year Ivans Index Q4 and Year-End 2024 Results Released Renewal rates for all major commercial lines of business, except Workers’ Compensation remain up year over year; rate change variable quarter over quarter

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